SMA Financial is a trusted Orange County CPA and business advisory firm guiding privately held companies, entrepreneurs, and family-owned businesses through every stage of growth — for more than four decades.
Four decades. Thousands of conversations. Hundreds of long-standing client relationships. SMA Financial has guided Orange County business owners through expansions, transitions, recessions, and record growth — and we are still here, still listening, still advising.
Experience matters when important financial decisions are on the line.
A great accountant balances your books. A great advisor helps you build a stronger company. SMA Financial does both — with decades of perspective behind every recommendation.
Clarity on where the next chapter of growth comes from — and how to fund it responsibly.
Move beyond revenue. We help owners understand the margin, mix, and decisions that compound profit.
Clean books, structured reporting, and a financial picture you can finally trust.
Proactive tax and cash-flow planning — not surprises at year-end.
A long-term advisor in your corner, so you can make decisions from clarity, not anxiety.
The team behind the numbers. The people guiding Southern California businesses forward — with the patience, judgement, and steady hand that only come from decades of practice.
Founded SMA Financial in 1983. Master's in Business Administration from New York University (1973). Member of the AICPA and California Society of CPAs since 1984. Brings nearly four decades of California CPA practice and a deep background in the U.S. banking industry to every client engagement.
Works with entrepreneurs across a wide range of industries, designing proactive tax strategies and tax structures since 2012. Master's in Business Taxation, University of Southern California (2018). B.S. in Business Administration, UC Riverside. AICPA member, licensed CPA in California.
Supported by a dedicated team of accounting, payroll, and tax professionals serving Orange County clients from our Irvine office.
Compliance is the floor — not the ceiling. SMA Financial is positioned as the advisory voice in the room, helping Southern California owners make the decisions that move their business forward.
A long-term thinking partner — not a transactional vendor.
Strategic input on the financial decisions that shape your company.
Forward-looking guidance on tax, cash flow, hiring, and structure.
The same trusted firm — through every stage of your business.
For four decades, owners across Irvine, Newport Beach, Costa Mesa, and the broader Southern California region have trusted SMA Financial as the advisory firm that picks up the phone — and shows up with answers.
Forty-plus years of advising Southern California business owners through every economic cycle.
A real conversation with a real advisor — when you need answers, not next quarter.
Licensed Certified Public Accountants with deep tax, accounting, and structure experience.
Strategic input on growth, profitability, and the financial mechanics of running your company.
Many of our clients have been with us for decades — across companies and generations.
Plain-language advice grounded in what actually works for Orange County businesses.
One firm, one relationship, and a full set of services — built around the way privately held Southern California businesses actually operate.
Clean, organized financials that owners and lenders can rely on.
Strategic financial leadership without the full-time hire.
Accurate, on-time payroll for growing California teams.
Proactive tax strategy and meticulous filing — for businesses and owners.
Specialized accounting and reporting for mission-driven organizations.
Long-term guidance on growth, structure, and profitability.
SMA Financial was built for business owners — not portfolios, not enterprises, not retail. We work shoulder-to-shoulder with the people running Southern California companies of every size and stage.
Approachable. Organized. Responsive. The kind of long-term relationship that turns financial confusion into clarity, confidence, and a plan you actually trust.
A no-pressure call to learn about your business, your goals, and the questions you are wrestling with.
We organize your books, systems, and prior filings — and build a clear picture of where you stand.
Year-round access to your advisor. Quick answers. Clear next steps. No year-end surprises.
Tax, cash flow, structure, and growth — reviewed and refined as your business evolves.
“SMA Financial has been our trusted advisor for years. They understand our business, they understand Orange County, and they treat our company like it is their own.”
From our Irvine office, we serve business owners across Orange County and the broader Southern California region. We understand the local market, the regulatory environment, and the unique pace of building a company here.
Helping Southern California businesses thrive since 1983 — and ready to help yours write the next chapter with clarity, confidence, and a plan.
Tell us a little about your business. We'll be in touch to schedule an introductory consultation — no obligation, no pressure.